How Money Moves
From a Tally Stick to Instant Settlement
Shikhar Singh
Founder & Chairman · KedByte Technologies Private Limited
- Chapters
- 54Chapters
- Parts
- 5Parts
- Words
- 453KWords
- Print pages
- 844Print pages
Every section is the same six blocks
The book explains each idea four times in plain words, then once for engineers, then names the terms. The pattern repeats for all 54 chapters, so you always know where you are.
| # | Block | What it gives you |
|---|
The single pass
Read everything, in order, from Chapter 1. It starts with electricity in a wire and assumes nothing.
The double pass
Read only the blocks marked PLAIN, front to back, and you will understand the whole of computing. Then return for the blocks marked TECHNICAL.
The reference
Chapter 53 is the numbers, command cheat sheets and the diagnostic decision trees. Chapter 54 is the timeline and the glossary.
From a grain of sand to a language model
Nine parts, 54 chapters. Open any part to see its chapters, or start at the beginning and keep going.
IWhat Money IsObligation, records and double entry. What a balance actually is, what a bank actually is, and the difference between clearing and settlement.Chapters 1–10/Volume 1
IIThe CardThe plastic, the chip that is a computer, the cryptogram it signs, the terminal that reads it, and the token that stands in for it.Chapters 11–22/Volume 2
IIIThe NetworksThe four-party model, ISO 8583 field by field, the several numbers all called the transaction reference, and where the money goes.Chapters 23–33/Volume 3
IVMoving Money Without CardsBatch against real time. Bacs, Faster Payments, CHAPS, SEPA, SWIFT and UPI, and why each of them exists.Chapters 34–44/Volume 4
VTrust, Failure and the LawFraud, disputes, reconciliation and regulation. The perishable volume, dated deliberately so it can be revised on its own.Chapters 45–54/Volume 5
The complete edition, free
844 pages as a single PDF, or five volumes if you only want one part. Chapter numbers are identical in every edition, so a cross-reference means the same thing wherever you read it.